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I believe that the issue of protecting your own data will become paramount in our society in a few years. You can always have your passwords or card data stolen if there is a "tip-off.
First of all, I use two-factor authentication where possible. This allows me to see which device is trying to log into accounts.
Second, complex passwords. Third, I occasionally use a paid VPN. This is generally not necessary. I can only recommend an article with a review on the best services. I used to use a free one, but my needs increased, so I had to switch to more serious resources.

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